Many high-net-worth individuals have in the past struggled to obtain a mortgage with high-street lenders, usually because of their irregular source of income.
Their complex finances are often made up of multiple income streams, foreign currency income or multiple assets. This must be considered to leverage the application, all of which are outside the comfort zone of most lenders.
Some individuals may hold their wealth in trust or inheritance and it is highly possible some have no income at all. Having no monthly paycheck needn’t be a negative implication on your mortgage application.
We have access to the entire market and an extensive network of lenders to ensure we can negotiate the best possible mortgage deal for our clients. Our contacts range from high street lenders to private banks, making sure we leave no stone unturned.
Michelle, understanding the importance of such complicated finances, is dedicated to use this to her client’s advantage- to negotiate the best high value mortgage.
Although we primarily offer our property investment and mortgage broker services, we are dedicated to deliver you the well rounded services you require. Our comprehensive service also covers:
We fully appreciate the challenges faced when it comes to international relocation and limited knowledge on the area you are interested in. If you are overseas and looking to relocate to Oxfordshire, Michelle offers a relocation package to ensure you don’t have to make any rash decisions in an already stressful time.
With Michelle’s extensive property buying portfolio and nearly 23 years in the property industry combined with our team of local experts, we will source and get you settled in temporary rented accommodation whilst we intently search for your dream home.
We will also help with your mortgage finance should you wish, we endeavor to keep the process as simple as possible for you.
This end-to-end service includes:
- Sourcing you an immediate rental property to begin the process
- Sourcing the perfect property
- Negotiating the sale and achieving the best possible price
- Organising financing, including for complex income streams
- Managing development or refurbishment work
Book an initial consultation with Michelle, the initial consultation will last 30 minutes and Michelle with then devise a plan on how to move your high het worth mortgage & property investment plane forward.
Please book your appointment by clicking the button below.